We have been in the factoring business since 1979, are independently owned, and have a powerful track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's downturns and having had these experiences, can help you through any tough circumstances you might come under. Our lights won't go out when the times get tough, like some other factoring companies sadly have before.

All factoring companies have guidelines for size, industry, and risk. It's not practical for you to determine which factoring business is the ideal fit for you. By reaching out to us, we can save you a tremendous amount of time by helping you locate the most suitable fit for your company - it may be us or another factoring company.

We have an enviable network of factoring industry counterparts, these mutual relationships were built over 20+ years in the business. So, when you take some time to tell us about your needs, you'll quickly see that we can help you find precisely what you need.

Nearly all factoring firms let you select and choose your customers that you would like to factor. But a few of them normally have a minimum amount prior to working with you. With us you have the freedom to pick and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our factoring agreement is much the same as carrying a credit card in your pocket. You have it to use when you require it but don’t sign an agreement which will make you use factoring when you don't require it.

Nearly all factoring firms try not be upfront about their fees. It defies common sense why they do this. Be rest assured, We are different.  We are unconditionally upfront about our fees. When you apply, you are given a transparent, no obligation rate offer with the fee for your business. See which other factoring company, If any, will be that will be unconditionally upfront with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll receive upfront. Receivables Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. For instance, if your customer owes you $1,000, you will get an advance payment of $700 to $900 to your account. Our typical advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some factoring businesses are financed by Wall Sreet venture capitalists. We are a privately held company and don't take commands from investors and boards. Much like you, we are like-minded business people and we have jumped many of the hurdles that a business deals with. We hear your story, go over your concerns. Based on that information we will put together a custom-made solution for you. Nearly all factoring businesses especially the Silicon Valley Fintech ones mainly look for the algorithm to establish your company's funding program. Do you want to depend on an algorithm as a cash flow partner to fund your business?

Nearly all factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. With us, you are set up with a dedicated account administrator to be your point of contact – who really knows your business really well, and can assist you in ways the others just can't or simply won't.

Don't dismiss the fact that the factoring business will be interacting with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is matchless. We have been in business since 1979 and have veteran staff who who have seen it all. Choose us not only for your sake but for the sake of your relationship with your customer too. Not only will you benefit from our unrivaled service and real-world know-how, but so will your customers.

Together, we establish a credit risk tolerance guideline to limit your customer write-offs. Further more we track each invoice and follow them the same as your own credit and collections department would. Once they hit the due date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if needed until payment is made.

Our business credit monitoring systems allow us to jump on developing negative trends so that we can protect you from risky transactions. You have immediate access to online aging reports and your dedicated account administrator is kept in the loop and given advance notice of any collection issues in order to work on them without delay.

You get immediate direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – you choose. Be on the lookout for negative payment trends. This is critical to prevent avoidable write-offs.

We make sure to use the latest technology to speed up the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which leads to much better rates for you. Nearly all other companies are not even in the ballpark.